Saturday, December 9, 2023

Top 5 Must-Try Nigerian Street Foods You Won't Regret

Nigeria is a land of vibrant culture, rich history, and of course, incredible cuisine. Beyond the traditional dishes you might find in restaurants, lies a whole world of street food waiting to be explored. Packed with flavor and often surprisingly affordable, these culinary creations are a true taste of Nigerian life.

If you're looking to experience the best of Nigerian street food, here are five must-try options you won't regret:

1. Suya: This skewered meat dish is a ubiquitous sight on Nigerian streets. Typically made with beef, ram, or chicken, the meat is marinated in a blend of spices and then grilled to perfection. The result is a flavorful, smoky treat that's perfect for snacking.

2. Akara: These savory bean fritters are a popular breakfast and snack food in Nigeria. Made from mashed black-eyed peas, onions, and spices, they are then deep-fried until golden brown. Crispy on the outside and soft on the inside, akara are often served with bread or pap (a porridge made from corn).

3. Boli and Eja: This classic street food combo features roasted plantain (boli) and grilled fish (eja). The plantain is usually sold by street vendors who grill it over charcoal until it's soft and sweet. The fish is typically grilled whole and served with a spicy pepper sauce.

4. Puff Puff: These golden brown donut holes are a popular snack throughout Nigeria. Made from a simple dough of flour, yeast, sugar, and nutmeg, they are deep-fried until fluffy and light. Puff puffs are often enjoyed plain, but can also be dusted with powdered sugar or dipped in honey.

5. Agege Bread: This slightly sweet bread is a staple in Nigerian households. It's typically baked in a wood-fired oven, giving it a unique flavor and texture. Agege bread is perfect for making sandwiches, toast, or simply enjoying on its own.

Beyond the Food:

While the food itself is a major draw, the experience of enjoying Nigerian street food is equally important. The vibrant atmosphere, the friendly faces you'll meet, and the feeling of being part of something truly authentic are all part of what makes it so special.

So next time you find yourself in Nigeria, be sure to venture out and explore the world of street food. You might just discover your new favorite dish!

Wednesday, November 29, 2023

How to Earn Extra Income and Enjoy Flexible Work Hours as an Uber Bicycle Delivery Partner in Lagos

Are you looking for a way to earn extra income while enjoying the freedom of working on your own schedule? If you have a bicycle and a smartphone, you might be interested in joining Uber as a delivery partner in Lagos.

Uber is a global company that connects people who need rides or deliveries with drivers and riders who offer these services. Uber has recently launched its delivery service in Lagos, , which allows customers to

send and receive packages via bicycle delivery including food, parcels and other personal items.

To meet this demand, Uber is looking for bicycle owners who want to become delivery partners and  deliver items for customers. As a delivery partner, you will use the Uber app to receive delivery requests, pick up the item from the pick-up location, and deliver it to the delivery location. You will get paid for each delivery you complete, and you can keep 100% of your tips.

Benefits of becoming an Uber Bicycle Delivery Partner:

You can work whenever you want, as much or as little as you want. You are your own boss and you set your own schedule.

You can earn extra income by delivering orders to customers. You will get paid weekly and you can track your earnings on the app.

You can explore the city and discover new places and while delivering orders.

Requirements to become an Uber Bicycle Delivery Partner:

You must have a bicycle that is in good condition and meets the safety standards.

You must have a smartphone that can run the Uber app and has GPS and internet access.

You must have National Identity Number (NIN) and a bank account.

How to apply to become an Uber Bicycle Delivery Partner

If you are interested in becoming an Uber Bicycle Delivery Partner in Lagos, please contact me on WhatsApp via 08085404500. I will be happy to assist you being an Uber Hero and guide you through the process for free. I look forward to hearing from you soon.

Thursday, September 7, 2023

Brand New Terrace House for Rent in Ajah




Newly built 3 bedroom Terrace House

Harmony Estate, Langbasa, Ajah, Lagos

Rent N2m

Agency N100k

Agreement N100k

Caution N100k 

Annual charge (security & compound cleaners) N300k 

Total package: N2.6m

Call or WhatsApp- 08085404500 if interested.

Thursday, May 4, 2023

Get the Car You Need with Hire Purchase in Nigeria: A Guide to Financing Your Ride

Hire Purchase options in Nigeria

Are you in need of a car but don't have the funds to buy one outright? Hire purchase may be a great option for you. This type of financing agreement allows you to pay for a car in installments over a period of time, making it easier to afford the car you need. I often get calls from drivers looking to work on Uber, Bolt, Indrive (formerly Indriver), Rida and others asking about how to get a car to start work. Hire purchase agreement is a great way to enter the business at a lower cost and you have the ambition of ensuring the car becomes yours after completing all your installments. If you are hardworking and focused, this is totally achievable.

If you're considering getting a car on hire purchase in Nigeria, there are a few things to keep in mind. First, you'll need to decide on the type of car you want and the budget you have available. It's important to choose a car that meets your needs and fits your budget to ensure that you can afford the monthly payments.

Once you've decided on the car and the terms of the hire purchase agreement, it's time to find a lender. There are many lenders in Nigeria that offer hire purchase agreements, including banks, car dealerships, and independent financing companies. It's important to shop around and compare the different options to find the best deal for your needs.

Some reputable companies providing Hire Purchase services in Nigeria include:

Jaiz Bank Plc: Jaiz Bank is a bank that offers ethical financing and they offers hire purchase agreements for cars, trucks, and other vehicles. They offer flexible repayment terms of up to four years and financing is based on the concept of cost plus mark-up. The Bank purchases the vehicle and sells to the customer with reasonable markup (otherwise called profit) on a deferred payment basis.

Lotus Bank Plc: Lotus Bank is another bank that offers ethical financing and they offers hire purchase agreements for cars. They offer flexible repayment terms of up to five years and financing is available for buying a brand-new car or a fairly used car. You must be between 24-50 years old to be considered. 

based on the concept of cost plus mark-up. The Bank purchases the vehicle and sells to the customer with reasonable markup (otherwise called profit) on a deferred payment basis.

Cars45: Cars45 is a popular car dealership in Nigeria that offers hire purchase agreements for both new and used cars. They offer quick approval and flexible repayment terms.

Sterling Alternative Finance (SAF): SAF is the ethical banking subsidiary of Sterling Bank and they have quite a flexible approach to car financing. They add a mark-up to the purchase price. Currently, the mark-up is at 27% and the time of repayment for the car financed depends on the kind of car your purchase:

  • Brand new vehicle – Pay over 5 years.
  • Foreign used vehicle – Pay over 4 years.
  • Locally used vehicle – Pay over 3 years

Once you've found a lender and agreed on the terms of the hire purchase agreement, you'll need to provide the necessary documents, including proof of income, proof of address, and proof of identity. You'll also need to provide the lender with the details of the car you're purchasing.

Once your hire purchase agreement is approved, you'll be able to take delivery of the car and start making your monthly payments. It's important to make sure that you make your payments on time and in full to avoid any additional charges or penalties.

In conclusion, getting a car on hire purchase in Nigeria can be a great option for those who need a car but don't have the funds to buy one outright. By choosing the right car, lender, and terms, you can get the car you need and spread the cost over a longer period. With the variety of lenders available in Nigeria, you can find the best hire purchase agreement for your needs and budget.

Thursday, April 27, 2023

How to Solve the Problem of Failed Transfers in Nigeria

Nigeria's economy has been experiencing challenges in the financial sector, particularly with failed transfers. Failed transfers have become a major issue for Nigerians, causing frustration and inconvenience, and leading to economic losses. However, with the advent of Opay, the solution to this problem is within reach. Opay is a financial technology company that has been making waves in the Nigerian market, offering innovative solutions to financial challenges. In this post, we will explore the problem of failed transfers in Nigeria, the role of Opay in solving this problem, and the impact of Opay's solution on Nigeria's economy.

The problem of failed transfers in Nigeria is a complex issue that has had significant impacts on the country's economy and social fabric. One major reason for failed transfers is the lack of reliable and secure payment systems, which often results in money being lost or stolen during transactions. Additionally, corruption and bribery are widespread in Nigeria, and this has resulted in many transfers being diverted to unauthorized recipients or simply disappearing altogether. Furthermore, bureaucratic inefficiencies and delays in processing transfer requests have also contributed to the problem, as individuals and businesses may have to wait for weeks or even months before their transfers are completed.

To address these issues, the Nigerian government has made efforts to improve its payment systems and crack down on corruption, but progress has been slow. Ultimately, the problem of failed transfers in Nigeria is a symptom of deeper structural issues that will require a concerted effort from both the government and private sector to resolve.

Opay is a mobile payment platform that has revolutionized the way Nigerians conduct financial transactions. One of the key challenges faced by users of traditional banking systems is the issue of failed transfers. Failed transfers occur when funds are debited from the sender's account but are not credited to the receiver's account. This can be particularly frustrating for both parties involved, and can lead to a loss of trust in the banking system.

Opay has been able to address this challenge through its innovative technology and customer-centric approach.  An important factor in the success of mobile payment platforms is the ability to provide a seamless and reliable user experience. Opay has been able to achieve this by investing in state-of-the-art technology and by providing round-the-clock customer support to its users. Additionally, Opay has been able to leverage its vast network of agents to provide on-the-ground support to customers, particularly in areas with limited access to traditional banking services.

By providing a reliable and convenient alternative to traditional banking systems, Opay has played a critical role in solving the challenge of failed transfers and has helped to build trust in the Nigerian financial system.

The emergence of mobile money solutions in Nigeria has had a significant impact on the economy. Opay, a mobile money platform, has provided a solution to the challenges of financial inclusion and banking inaccessibility in the country. The adoption of mobile money solutions by firms such as Opay has led to the democratization of banking services, enabling more people to access financial services, which has resulted in increased economic growth. Increased access to financial services has also led to an increase in financial literacy, which has contributed to the growth of small and medium-sized enterprises (SMEs) in the country. Additionally, the use of mobile money solutions has led to increased transparency and accountability in financial transactions, reducing the risk of fraud and corruption.

Opay's solution has also provided employment opportunities for Nigerians, as the platform requires a significant workforce to operate efficiently. Overall, the impact of Opay's solution on Nigeria's economy has been significant, as it has provided a solution to the challenges of financial inclusion and has contributed to economic growth, financial literacy, transparency, accountability, and job creation.

In conclusion, the problem of failed transfers in Nigeria has been a major issue for Nigerians, causing frustration and inconvenience, and leading to economic losses. However, companies such as Opay have been able to address these challenges through their innovative technologies and customer-centric approaches. Opay's solution has had a significant impact on Nigeria's economy, contributing to financial inclusion, growth, and job creation. With continued innovation and investment, it is likely that mobile payment platforms such as Opay will play an increasingly important role in Nigeria's economic development.

You can register on Opay in Nigeria and start enjoying fast and convenient transfers by clicking here.


Tuesday, April 4, 2023

Get the Electronic Salat Teaching Mat for Muslims in Nigeria

Sajadah Electronic Prayer Mat

Are you looking to improve your Salat experience? The Sajadah electronic salat teaching prayer mat is here to make the process of learning and perfecting Salat easier and more efficient for Muslims - young or old, revert or raised as a believer.

This prayer mat comes equipped with advanced technology that allows you to learn and recite prayers accurately, at your own pace, and in the comfort of your own home. It is designed to help Muslims perform their daily prayers in the best possible way and is perfect for those who want to learn to pray or those who want to perfect their prayer techniques. The electronic salat teaching prayer mat has a built-in speaker that plays a recording of the prayers as you move through the different positions. This way, you can easily follow along and focus on your prayer without worrying about missing a step. The process is intuitive and easy to follow, making it perfect for beginners. The electronic salat teaching prayer mat is designed to improve your overall prayer experience and make maintaining a regular prayer schedule more manageable. It is made from high-quality materials that are durable and long-lasting, so it is an investment that will continue to benefit you for years to come.

Key Features

-This is a prayer mat designed to educate Adult, teens, kids and Muslim reverts/converts on how to perform the Muslim prayer in a fun and enjoyable way.

- It can teach about the different times of salah, and the various bodily movements and positions, and what to say during them.

-This prayer Mat accurately records the contents of worship and standard movement tips, so that user can learn how to pray anytime and anywhere.

-The interactive prayer mat is touch sensitive and has pre-recorded keys that can be touched to reveal the sound, such as prayer times, how to do wudu, recite surahs, say duas, and much more.

Key Features

-Easy to use

-High quality and Inexpensive

-Exquisite Workmanship

-Durable in use

-Well Made

The Sajadah electronic salat teaching prayer mat is a valuable tool for any Muslim. With its innovative features and ease of use, it is sure to enhance your prayer experience and allow you to connect with your faith in a more meaningful way.

To purchase the Sajadah Electronic Salat Mat in Nigeria, please contact Nigerian Muslim Wears via Whatsapp on 07069373886.

Thursday, March 9, 2023

How Small Businesses Can Get Quality Talent in a Competitive Job Market


By Nelson Daramola

The job market has radically changed in the last decade, more so since the outbreak of the Covid-19 in 2019. Ideas like freelancing and remote work that were thought to be emerging trends but not mainstream ways of working and employing staff have now disrupted the job market with many employers and even a greater number of workers preferring these options. Millennials and Generation Zs active in the job market are increasingly choosing to freelance, work remotely for foreign companies or go the entrepreneurial route which has almost always been there because they want freedom and more flexibility to pursue and promote things they care about. This position is backed by The Deloitte Global 2021 Millennial and Gen Z Survey. This is a challenge for big companies in general but for startups and micro, small and medium-sized enterprises (MSMEs), it is a potential existential threat because if you don't attract quality talent to help you run and grow your business, the challenges faced by it are likely to be fatal to its survival. So, how do MSME owners convince people that want higher pay, greater flexibility and relative freedom to work for them? I am going to suggest a few ways that I have identified over the years as a business manager.

1. Internships

A key part of the academic programmes that many universities, polytechnics and tertiary institutions run is an industrial training programme or internship. This means that without having some work experience in a relevant organization, a student cannot complete the academic programme they have enrolled in many tertiary institutions.  For an MSME owner, this group of students is a fantastic pool of potential employees to tap from because their immediate reasons for working are not tied to high pay. Even for those that might be heavily motivated by huge pay, they have lower negotiating power than a graduate that does not have school grades and academic performance to worry about. You should position your business strategically to attract them to want to intern with your organization. To do this effectively, it is a good idea to contact the tertiary academic institutions close to your organization’s location or those that teach specializations that are relevant to your industry. For example, a fintech company in Yaba, Lagos should have a good working relationship with the computer science and banking and finance departments of the University of Lagos (UNILAG) and Yaba College of Technology (YABATECH) which are in close proximity with it. This will give your business an advantage in terms of getting some of the smartest students coming out of these academic institutions that can have internships or industrial training (IT) with your organization. The benefit for you is that you can tap into their energy and enthusiasm to build cutting-edge products/services while they in turn get practical, real life experience that would prove valuable for them in the future after graduation. The major disadvantage of employing staff this way is that most will not stay for more than a year at best which means that you might lose some knowledgebase and momentum anytime one of your interns leaves. However, this challenge can be tackled in two ways; first, by ensuring that you keep proper record of work done and the procedures through which it is done. In this regard, collaborative applications like Google Workspace and Microsoft Teams. So, anybody that joins thereafter can follow the workflow from previous tasks done and learn from them. Secondly, mistakes from the past can be learnt from and new interns can be guided to avoid such during their on-boarding by using real work-based artifacts developed by previous employees. In this way, you achieve a scenario where you have a system that can run regardless of the personnel put in place to use it.

2. Apprenticeships

Apprenticeships are similar to internships in the sense that you are recruiting people in order to train them. However, there is a significant difference in the sense that apprentices tend to stay for a longer time than interns, usually about two years or more and they are often trying to master a professional skill rather than seeking training to complete an academic qualification. Vocations like tailoring, bricklaying, carpentry, plumbing and catering rely heavily on apprenticeship for knowledge transfer and employment purposes. A good master professional treats their apprentices with dignity and respect and also ensures they are paid fair stipends for the work they do. While it is true that apprentices are getting knowledge and know-how from working with you, it is not in your best interest to exploit them. When this balance of training-learning-compensation is reached, you are likely to find that you can scale your business significantly with this additional manpower. Do not be hesitant to train your apprentices effectively because the more skilled they are, the better the quality of products or services that they can deliver to your customers. However, to reduce the chances of unethical practices from your apprentices, it is important to test them for integrity and good work ethics before taking them onboard because the way to relate with existing and potential customers good have serious effect on your business. It is also important to open feedback channels with your customers so that you can get genuine feedback on the performance of your apprentices.

3. Part-time Employment

A key limitation for many startups and MSMEs is funding. So, while it might be easy to identify the kind of professionals and quality of talents you need, you might not be able to afford them. A way out of this predicament is to employ such professionals on a part-time basis. For example, many private schools in Nigeria do not employ French and Information Communication Technology (ICT) teachers on a full time basis. They are often recruited on a part-time basis and paid based on the number of classes and the number of times they teach in a month. This allows the school management utilize their services to meet the needs of their students without incurring heavier personnel costs. It also allows such teachers the opportunity to earn a good income from their knowledge and skills while maintaining their freedom to work in other places. This arrangement is used in different industries as well such as health, tech and fashion. Whatever your industry, you can adapt this strategy to meet your manpower needs. To get the most out of this arrangement, you need to ensure that the terms and conditions of the employment are clearly understood and agreed by both parties involved. The fact that a worker is employed on a part-time basis should not lead to lowering of standards in terms of their deliverables.

4. Freelancers

Freelancing is a popular recruitment model for MSMEs because it allows you to use the services of highly-skilled professionals for specific tasks or projects. Let us imagine you own a local bakery and you want to design a logo, promotional fliers and design a website to promote the business. It would be very unwise to say you want to employ a graphic designer and web designer on a permanent basis to deliver these business artifacts. The cost-benefit analysis would not make sense for most people. Consequently, it would be better to employ a freelance graphic designer and website designer to design the promotional website and fliers for you. They get paid for the project and you do not have to bother about paying them after this until you need their service for other projects in the future. There are many freelance websites out there like Upwork, Fiverr, and Freelancer. You can post  your projects on these websites, get freelancers to bid on your project and you select the ones you think are the best fit for you based on past projects completed, skills and of course willingness to work for an amount within your budget.  To get the most out of this arrangement, it is important that you clearly define the task you want done and what the key parameters for assessing the quality of work done are. It is also important that you carefully assess the freelancers that apply for your project so that you do not waste time, effort and resources on the wrong freelancer without getting the results you need.

5. Virtual Employees

The world is now a global village thanks to the Internet and this has lead to a large number of jobs moving online, what this means for small business owners or manager is that you can employ people to work for you full time on the internet. So, if you are a busy executive, you can have your travel itinerary, flight and hotel bookings done for you by a virtual assistant. They can also help you organize and host virtual meetings and a multiplicity of other functions. This will allow you focus on tasks that are critical to you and increase your productivity and profitability effectively. In selecting a virtual assistant, you need to consider their availability across your time zone in addition to their competence. Therefore, in your advert seeking for a virtual assistant, clearly describe the working hours that the ideal candidate should be available to work for on a daily basis. To avoid problems, it is better to select a virtual assistant that is familiar with your location and living in a location with a similar time zone to yours.

6. Partnerships

Sometimes, the level of skill and expertise required by an MSME or startup might be so great that trying to get professionals who have it to become your employees is not likely to happen based on your smaller profile and limited resources. In such situations, it is a good strategy to pitch partnership with such people. Depending on the kind of business registration you have, you may be able to change a business venture to a partnership or bring a skilled professional as a director of a limited company. Sometimes, such professionals may have a strong network that you want to connect with, a skill that is rare or unique insights that will allow your business have a stand-out advantage. The important thing here is to determine what you are giving and what you will receive in exchange. Angel investors and venture capitalists may also fall under this category.  Agreements should be made and clearly spelt out in a legal binding document.

7.  Bots

Small businesses can get tasks done using bots by utilizing automated tools such as chatbots, virtual assistants, and workflow automation. Chatbots can be used to answer customer inquiries and provide support, digital virtual assistants can automate mundane tasks such as scheduling appointments and managing social media accounts and workflow automation can automate processes such as ordering products, invoicing customers, and managing inventory. All of these bots can help small businesses reduce their workload, increase efficiency, and save time. You should do your research to identify the bots that have the functionality and features your business needs and fall within your budget.


Starting a business and ensuring that it survives and thrives is a huge challenge that not many people have the capacity to achieve. To help you achieve it, you should try and leverage on your network of family and friends, social media platforms like LinkedIn, Twitter, Facebook, Telegram and WhatsApp. Sending your information out to a large audience via the Internet and Social Media is a great way to connect with the different categories of workers that I have listed in this article. It is also a fantastic way to identify jobseekers who are actively seeking to work in organizations or businesses like yours. It is also important to engage with other entrepreneurs and business managers to keep yourself up-to-date and conversant with the latest management and job market trends. Actively doing all of these will give you a great chance to attract and retain some great employees. The most important resource any business has is its staff. Therefore, being able to attract competent and trustworthy people to work with you regardless of your budget is critical to your success. I hope you find the tips in this article useful and would love to get your feedback.

Nelson Daramola is the Manager at Rock Springs Ventures and Services Limited, he can be reached via [email protected]

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