Monday, March 25, 2019

How to Get Comprehensive Car Insurance in Nigeria

Comprehensive car insurance – also known as fully comp cover – is one high level of protection you can get for your vehicle.

Comprehensive insurance is an optional insurance protection you add to your basic car policy that helps cover damage to your car that's not the result of a collision.

What is Covered by Comprehensive Insurance?

Comprehensive helps cover damage to your car that's not the result of a collision, such as:
- Theft
- Vandalism
- Fire
- Natural disasters (like earthquake or flood)
- Falling objects
- Damage done by animals
- A civil disturbance (like a riot)

At MotorMata, we help you obtain the Comprehensive car insurance policies cover from trusted insurance companies for damage to your car, as a result of an accident that you were or weren't responsible for.

Why Should I Consider Having Comprehensive Cover?

Auto insurance cover is one of the compulsory insurance you must have if you use a motor vehicle and ply public highways. However, with comprehensive car insurance, you can claim from your insurer for accidents that are deemed to be your fault.

It also applies when the person at fault can’t be verified, e.g if you parked to enter a bank and returned only to find your car already hit.

Accidents happen unplanned and can heavily weigh down on your finances.

Without comprehensive insurance cover, you risk having to carry the burden of the repairs yourself. And in a worse scenario, if your car is beyond saving and written off, you’ll have to pay for a brand-new one.

Our comprehensive car insurance covers automobiles for private use in Nigeria.

Does an Old Car Need Comprehensive Car Insurance?

Sometimes people think that an older car does not need coverage for comprehensive because they don't think it will be stolen.

However, there are other potential risks that are covered by comprehensive insurance, including:

- windshield damage
- fire
- damage from weather events like hail.

These are very common causes of damage to cars that cost just as much to repair whether the car is new or old.

Difference Between Third-Party and Comprehensive Cover

1. Range of protection: This is the major difference. A comprehensive insurance provides multiple protection covers for you and your vehicle while third-party only protects against the claims of a third party but does not provide you any coverage against damages to your own vehicle.

2. Value of the car: It is better to take third-party car insurance if the value of your car is low,  since repairs to damages caused can be managed cost-efficiently. However, if the car is a new one and expensive, comprehensive cover is the better option.

3. Expense: A comprehensive cover is more expensive than a third-party since it provides protection for a wide variety of loss/damage.

Thursday, March 14, 2019

How to Streamline Your Business Successfully

Inefficiencies are costly, both in terms of managing such a clunky operation and in regards to customer satisfaction. By streamlining your business you can improve, lower your overhead costs, and have money left over to reinvest into the critical infrastructure of your business for the future.

Some industries have no problem doing this, others, however, run on a very narrow profit margin, making reinvestment possibilities almost a pipe dream. Take the healthcare industry, for example. Around the world this industry is facing a huge overhaul in order to keep up with the times, and yet progress is still slow moving. The ironic problem here, however, is that healthcare faces fewer inefficiencies and admin times when it is paid for and operated by the government, rather than a private facility.

One of the reasons for this inefficiency in private hospitals and practices is simple patient management and billing. These two factors are imperative for a private facility’s success, and yet it can take a multitude of hours to get through simply due to how complicated the system can be.

On the other hand, public facilities find it difficult to lower costs and still provide quality care.

The answer to both the woes of these facilities is to undergo the same steps that would benefit any business. They must analyze, strategize, implement, and audit so that they can be efficient and automated.

Importance of Streamlining Your Business

Streamlining your business is key to get it up and running smoothly and without any hiccups. If you operate with a very delicate supply chain, whether that supply chain is within the healthcare industry or in retail, you will know exactly how important it is that everything gets to where it needs to be on time. Keeping inventory is an obvious step forward, but imagine how much time and money can be saved if a computer, keeping track of this inventory, could send out automated requests to refill your stock before you run out? Your medical practice would never be without sterilized needles. Your retail business would never run out of your best seller.

Benefits of Streamlining a Business

Some key benefits to streamline your business include:

Improved Use of Resources

When you streamline your business, you should be able to make better use of resources. Along the supply chain there is plenty of waste, but waste is inherently a design flaw. It is material you have paid for and yet are throwing away because it is inconvenient. By instead changing your supply chain to either recycle this waste or reuse it you can reduce cost and production of raw materials.

Reduced Costs

Reduced costs is one of the main drives of a more efficient system. Admin processes take up a lot of time that can be better spent, and with today’s technology it is possible to automate so much that before would take days if not weeks to accomplish. You can get HR management software, for example, and have employees update their own profiles so that the payroll process can be done in a snap.

Increased Convenience

In healthcare it is believed that patients should have better access to their own records. With the right system patients will be able to access these files safely and securely, and therefore be able to provide better access to their health than before.

Increased Speed

Automated tasks speed everything up because a computer can send them out instantaneously, speeding up the process along the entire supply chain from production to customer service. This automation can also be key to reduce wasted time. For example, automatic reminders have been proven to reduce the amount of no-shows.

Increased Customer Service

The customer experience is imperative, even for the healthcare industry. So, if customer (or in that example, patient care) is so important in an industry that is vital, imagine how critical it is for any other type of business. With automation and the right systems, you can provide improved service, personalization, and automated reporting so that your customers or clients know exactly what is going on and can stay on track with your progress.

How to Streamline Your Company

Now that you are fully aware of the benefits, you know what you need to work towards. Though every company is different – streamlining a medical facility will be different to streamlining a marketing agency – there are a few steps that remain the same:

·         Install the Right Programs

One of the best ways to streamline your company is to simply install the right software. Even in industry-specific software there are variations. For the healthcare industry, for example, there are different programs ideal for small generic practices and hospitals, and choosing the right one from MedicalDirector is key to your success.

·         Create a Metadata Format

When it comes to inputting information into said program, you will need to either follow the recommended metadata formats or create one of your own. This way you can organize your data in a way that can be easily accessed by everyone now and into the future.

·         Set up Automated Tasks

Automated tasks are easy to set up with the right management program. With the aforementioned healthcare software, for example, you would be able to set up automated appointment reminders.

·         Audit Your Company on a Regular Basis

Go through and audit your business, starting first by asking your employees what is taking them too long and how they believe it can be improved. They’re on the front lines and will often know best.

When it comes to streamlining your business, it is important to remember that Rome was not built in a day. It will take time to root out your business’s issues successfully and to implement the right structures and programs you need to improve automation, personalization, and communication.

Technology can help every industry improve their time and customer management skills, but going through and restructuring is no easy task. Hunker down, commit to a realistic schedule, and watch the cost savings rise.

Tuesday, February 19, 2019

Why Nigerian Twitter Influencers' Accounts Were Suspended and How to Avoid it Happening to You

Last Friday, we received the news that some Nigerian Twitter influencer accounts including:

Badmus Hakeem (Tweets @Bhadoosky), Jokunle (@Jokunle), Ani Nomso (@ani_nomso), Shawnife (@Shawnife_), Official Bmax (@OfficialBmax), Uche Kush (@UcheKush_), Lazy Writa (@LazyWrita), Rouvafe (@Rouvafe), Abdulaxis (@iam_abdulaxis), Switchme, Enekem Greg (@EnekemGreg) had been suspended by Twitter and have remained so.

For a few years, these individuals have managed to gain a sizeable following on the microblogging platform and used it to promote products, services, #tags as well as events and politicians. They obviously formed a clique and sometimes boasted of their influence.

So, how can you avoid falling into this situation of losing a huge following and influence on Twitter? The first thing is to understand why Twitter sometimes suspends accounts. The company has its official reasons. They are:

Spam: Most of the accounts we suspend are suspended because they are spammy, or just plain fake, and they introduce security risks for Twitter and all of our users. These types of accounts are against our Twitter Rules. Unfortunately, sometimes a real person’s account gets suspended by mistake, and in those cases we’ll work with the person to make sure the account is unsuspended.

Account security at risk: If we suspect an account has been hacked or compromised, we may suspend it until it can be secured and restored to the account owner in order to reduce potentially malicious activity caused by the compromise.

Abusive Tweets or behavior: We may suspend an account if it has been reported to us as violating our Rules surrounding abuse. When an account engages in abusive behavior, like sending threats to others or impersonating other accounts, we may suspend it temporarily or, in some cases, permanently.
These reasons are valid but there are also some reasons that we may term 'unofficial', they include:

Using Your Twitter Account to Promote Paid Content Too Many Times: This might seem had to believe but the essence of Twitter is for you to share interests with other users. Where you turn your account to a promotional tool, the company would definitely notice the trend and might decide it wants advertisers to do business with it directly.

Using Your Twitter Account to Try to Swing Elections: Following the Cambridge Analytica scandal pertaining to the 2015 presidential election in Nigeria, the top three Social Media companies, Facebook, Google and Twitter came under a lot of public scrutiny, this seems to have been why the Nigerian Twitter influencers had their accounts suspended. They were beginning to channel the discourse on the platform into anything anybody willing to pay them would wanted. This is now seen as election manipulation, because a party can just pay its way into confusing voters to vote for it with fake news and misinformation.

So if you don't want Twitter to suspend your account, build your following organically and probably channel them to a blog if you want to commercialize your following safely. Japhet Omojuwa has done this and managed to get the Twitter hammer fall on him.

For those wanting to learn how to start or run a blog successfully, you should try getting:

The Super Guide to Successful Blogging Launched - Get Yours Now!

Saturday, February 2, 2019

An Intern is Wanted in a Fast-growing Business on Lagos Island

A fast-growing sewing machine sales business in Lagos Island is looking for a candidate to undertake 1-year internship which may be extended based on agreement by both parties.


Candidate should be available for a period of at least 1 year.
National Diploma holder preferred.
Must be Internet and Social Media Savvy.
Integrity is paramount.
Living on Lagos Island or in close proximity to it.


Opportunity to learn a trade.
Monthly stipend will be paid.
Daily transport allowance.


8.30am - 6pm (Monday-Saturday).


Send your CV to with the title: BUSINESS INTERN

Important Message Every Google+ User Should Read Before It's Too Late

Google+ is being closed by Google for individuals on April 2, 2019 but will still remain for businesses at least for now.

Have a look at Google's statement on the Google+ closure and how it will affect users next:

In December 2018, we announced our decision to shut down Google+ for consumers in April 2019 due to low usage and challenges involved in maintaining a successful product that meets consumers’ expectations. We want to thank you for being part of Google+ and provide next steps, including how to download your photos and other content.

On April 2nd, your Google+ account and any Google+ pages you created will be shut down and we will begin deleting content from consumer Google+ accounts. Photos and videos from Google+ in your Album Archive and your Google+ pages will also be deleted. You can download and save your content, just make sure to do so before April. Note that photos and videos backed up in Google Photos will not be deleted.

The process of deleting content from consumer Google+ accounts, Google+ Pages, and Album Archive will take a few months, and content may remain through this time. For example, users may still see parts of their Google+ account via activity log and some consumer Google+ content may remain visible to G Suite users until consumer Google+ is deleted.

As early as February 4th, you will no longer be able to create new Google+ profiles, pages, communities or events. See the full FAQ for more details and updates leading up to the shutdown.
If you’re a Google+ Community owner or moderator, you may download and save your data for your Google+ Community. Starting early March 2019, additional data will be available for download, including author, body, and photos for every community post in a public community. Learn more
If you sign in to sites and apps using the Google+ Sign-in button, these buttons will stop working in the coming weeks but in some cases may be replaced by a Google Sign-in button. You’ll still be able to sign in with your Google Account wherever you see Google Sign-in buttons. Learn more
If you’ve used Google+ for comments on your own or other sites, this feature will be removed from Blogger by February 4th and other sites by March 7th. All your Google+ comments on all sites will be deleted starting April 2, 2019. Learn more

If you’re a G Suite customer, Google+ for your G Suite account should remain active. Contact your G Suite administrator for more details. You can also expect a new look and new features soon. Learn more

If you're a developer using Google+ APIs or Google+ Sign-in, click here to see how this will impact you.

From all of us on the Google+ team, thank you for making Google+ such a special place. We are grateful for the talented group of artists, community builders, and thought leaders who made Google+ their home. It would not have been the same without your passion and dedication.

Tuesday, December 25, 2018

How to fix the problem if email won't load on Android

Before moving towards the solution of the problem, it is important to point out the root causes of the problem. Here are the enlisted reasons for email not loading on Android:

• Android device is out of memory
• Poor network connection.
• If you are entering incorrect username or password
• Wrong SMTP configuration

If you are one among the users facing a problem like my email won't load in my android then you can opt the following troubleshooting steps to cure the issue:

• Restart your device: As a basic troubleshooting step, you can try by restarting your device as it may fix a number of problems persisting in the Android. After restarting, check whether the problem is fixed and start working with your Gmail.

• Check the settings of your Android device: Go through the setting of your Android device and assure that the airplane mode is off. Also, check the Gmail sync settings and establish a strong connection.

• Clear the storage: Sometimes, due to a shortage of storage, email creates a problem while loading or takes too much time. You need to clear some storage by uninstalling some unusable apps and deleting some unwanted files.

After following the above-mentioned steps, you will be able to fix your Gmail related problem. In case of a chronic issue, you can contact the customer service.

Via Ysupportnumber

Sunday, October 28, 2018

Get this Amazing Bulb that Works with or Without Electricity

Somebody described this bulb last night as a "magic bulb". It is called the Stellar bulb.

What does it do? 

1. It works with your switch even when there is no electricity. 

2. Automatically, switches on when electricity is cut. 

3. Provides lighting for up to 6 hours after power is cut on full charge. 

4. It charges itself when there is electricity (better charging when left on). 

5. Brightens briefly when switch is off to indicate when electricity comes on. 

6. Works with your normal 60 watt socket. 

7. Durable and long lasting, been using it for months at home. 

8. Compatible with 'NEPA' or generator It is great for lighting indoors and exteriors especially around your compound or fence. You have lighting most of the time at night. Interested? 

The price is N4,000 per unit (excluding cost of delivery). 

Call me on 08085404500 It was develop for Nigerian/African market and our peculiar challenges.

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